Our Story Neighbors growing up and separated by just three days in age, Mike Havlik and Chris Varlotta have literally spent their entire lives by each other’s side. Despite the challenges and circumstances that life brings, their 40-plus year friendship has withstood the test of time. The comradery their relationship is founded upon has remained constant and visible in their firm today.After some time working as financial planners for different companies, Mike and Chris teamed up to form The Havlik & Varlotta Group. For several years, the two worked together as financial planners under this name. In 2015, Mike and Chris decided to hire a team and transform their company into Tide Creek Financial Group, signifying the growth of their partnership. Since then, the Tide Creek team has expanded to include financial planners and customer service staff of all backgrounds and specialties. While a lot has changed over the years, one thing has not: our commitment to our clients.