Broker Check

About Us

Our Primary Purpose

Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world.

Finding Your Fit

Finding Your Fit

We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions from several sources with diverse backgrounds, education, and experience.

No one strategy fits everyone, which is why every client gets our undivided attention—from planning to execution to follow-up. We take a proactive approach to helping you develop a strategy to address your financial goals and objectives, using the most efficient methods available.

Recognizing that everyone encounters challenges along the way, we strive to anticipate and address those situations as they occur. We want to keep you on track toward a meaningful and purpose-driven financial future.

We invite you to check out all the material on our website. If you have any questions, please send us an email or call the office. We look forward to speaking with you.

Neighbors growing up and separated by just three days in age, Mike Havlik and Chris Varlotta have literally spent their entire lives by each other’s side. Despite the challenges and circumstances that life brings, their 40-plus year friendship has withstood the test of time. The comradery their relationship is founded upon has remained constant and visible in their firm today.


After some time working as financial planners for different companies, Mike and Chris teamed up to form The Havlik & Varlotta Group. For several years, the two worked together as financial planners under this name. 


In 2015, Mike and Chris decided to hire a team and transform their company into Tide Creek Financial Group, signifying the growth of their partnership. Since then, the Tide Creek team has expanded to include financial planners and customer service staff of all backgrounds and specialties.


While a lot has changed over the years, one thing has not: our commitment to our clients.