Disability Income Insurance

Many people understand how valuable income is.  In its most basic form, income provides money for shelter, food, and clothing. But our income, as we all know, is anything but ‘basic.’

Your income isn’t just a paycheck. It’s usually the primary source of funding for every part of your life. Expressed another way, your income – when viewed over your entire career – is often your single, most important asset.

Like most people, you may have a range of financial obligations you’re responsible for, such as rent or a mortgage, retirement savings and everyday expenses. If you become disabled, you’ll still need to fulfill your commitments and provide for your loved ones. Even if you have group long term disability income insurance through your employer, it may not be enough. Individual disability income (DI) insurance may help protect more of your income if you become too sick or injured to work for an extended period of time.