Meet Our Team
Founding and Co-Managing Partners
Michael Havlik, CLU®, ChFC®, CFP®
Founder & CERTIFIED FINANCIAL PLANNERâ„¢
Mike creates custom financial plans that are tailored to his clients’ specific circumstances and goals. He is also responsible for the firm's operations and investment policy.
Christopher Varlotta, CLU®, ChFC®, CFP®
Founder & CERTIFIED FINANCIAL PLANNERâ„¢
Chris guides his clients to improve their financial behaviors and make better decisions to help them achieve long-term financial success. He is also responsible for leading the firm’s operations and strategic vision.
Partners
Michael A. Cammarata, ChFC®, CFP®
Director of Employer Services & CERTIFIED FINANCIAL PLANNERâ„¢
Mike serves as the outsourced CFO for employers. He strategically protects growing enterprises, attracts and retains key employees, grows the owner’s personal net worth, and plans for their life beyond the business.
Associates
Jules Klose, CRPC®
Financial Planner
Jules works closely with his clients to better their financial situations and put them on track to reach their goals. He partners with his clients, ensuring they make the right decisions over time.
Robert M. (Bob) Boyles, MBA
Financial Planner & Investment Advisor Representative
Robert approaches financial planning and wealth management from a holistic perspective. He creates and implements strategies that are custom-tailored for his clients’ individual needs and goals.
Support Staff
Celina Fetanis
Client Experience Manager & Executive Assistant
Celina is the main point of contact for Tide Creek. She ensures our clients needs are met—from the simplest of questions to the biggest of requests. Celina is also the Executive Assistant to our Partners.
Justin Allen
Wealth Management & Financial Planning Operations Manager
Justin supports the Tide Creek financial planning team. With Justin’s assistance, we are able to better serve our clients and solve their problems more efficiently.