Broker Check

Meet Our Team

Celina Fetanis

Client Communications & Experience

(443) 492-6563

cfetanis@tidecreek-fg.com

Celina is the main point of contact for Tide Creek. She ensures our clients needs are met—from the simplest of questions to the biggest of requests. Celina is also the Executive Assistant to our Partners.

Read more

Christopher Varlotta, CLU®, ChFC®, CFP®

Founder & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6609

cvarlotta@tidecreek-fg.com

Chris guides his clients to improve their financial behaviors and make better decisions to help them achieve long-term financial success. He is also responsible for leading the firm’s operations and strategic vision. 

Read more

Jules A. Klose, CFP® CRPC®

CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6626

jklose@tidecreek-fg.com

Jules works closely with his clients to better their financial situations and put them on track to reach their goals. He partners with his clients, ensuring they make the right decisions over time.

Read more

Justin Allen, CFP®

Financial Planning Operations & Paraplanner

(443) 492-6632

jallen@tidecreek-fg.com

Justin supports the Tide Creek financial planning team. With Justin’s assistance, we are able to better serve our clients and solve their problems more efficiently. 

Read more

Michael Havlik, CLU®, ChFC®, CFP®

Founder & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6577

mhavlik@tidecreek-fg.com

Mike creates custom financial plans that are tailored to his clients’ specific circumstances and goals. He is also responsible for the firm's operations and investment policy.

Read more

Michael A. Cammarata, ChFC®CFP®

Partner & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6564

mcammarata@tidecreek-fg.com

Mike strategically protects growing enterprises, attracts and retains key employees, grows the owner’s personal net worth, and plans for their life beyond the business. 

 

Read more

Miranda Neely

New Business & Wealth Management Operations

(443) 266-3488

mneely@tidecreek-fg.com

Miranda helps ensure that clients have the smoothest experience possible while setting up and maintaining investment accounts and insurance policies.  

Read more

Robert M. (Bob) Boyles, MBA

Client Service Representative

(443) 492-6616

rboyles@financialguide.com

Robert Boyles is a Husband and Father of Two, Veteran, Servant, and Leader. He is dedicated to enabling teams and individuals to achieve total mission success. As a proud Navy veteran, he serves mostly clients that are employed by...
Read more

Partners

Celina Fetanis

Client Communications & Experience

(443) 492-6563

cfetanis@tidecreek-fg.com

Celina is the main point of contact for Tide Creek. She ensures our clients needs are met—from the simplest of questions to the biggest of requests. Celina is also the Executive Assistant to our Partners.

Read more

Christopher Varlotta, CLU®, ChFC®, CFP®

Founder & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6609

cvarlotta@tidecreek-fg.com

Chris guides his clients to improve their financial behaviors and make better decisions to help them achieve long-term financial success. He is also responsible for leading the firm’s operations and strategic vision. 

Read more

Jules A. Klose, CFP® CRPC®

CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6626

jklose@tidecreek-fg.com

Jules works closely with his clients to better their financial situations and put them on track to reach their goals. He partners with his clients, ensuring they make the right decisions over time.

Read more

Justin Allen, CFP®

Financial Planning Operations & Paraplanner

(443) 492-6632

jallen@tidecreek-fg.com

Justin supports the Tide Creek financial planning team. With Justin’s assistance, we are able to better serve our clients and solve their problems more efficiently. 

Read more

Michael Havlik, CLU®, ChFC®, CFP®

Founder & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6577

mhavlik@tidecreek-fg.com

Mike creates custom financial plans that are tailored to his clients’ specific circumstances and goals. He is also responsible for the firm's operations and investment policy.

Read more

Michael A. Cammarata, ChFC®CFP®

Partner & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6564

mcammarata@tidecreek-fg.com

Mike strategically protects growing enterprises, attracts and retains key employees, grows the owner’s personal net worth, and plans for their life beyond the business. 

 

Read more

Miranda Neely

New Business & Wealth Management Operations

(443) 266-3488

mneely@tidecreek-fg.com

Miranda helps ensure that clients have the smoothest experience possible while setting up and maintaining investment accounts and insurance policies.  

Read more

Robert M. (Bob) Boyles, MBA

Client Service Representative

(443) 492-6616

rboyles@financialguide.com

Robert Boyles is a Husband and Father of Two, Veteran, Servant, and Leader. He is dedicated to enabling teams and individuals to achieve total mission success. As a proud Navy veteran, he serves mostly clients that are employed by...
Read more

Associates 

Celina Fetanis

Client Communications & Experience

(443) 492-6563

cfetanis@tidecreek-fg.com

Celina is the main point of contact for Tide Creek. She ensures our clients needs are met—from the simplest of questions to the biggest of requests. Celina is also the Executive Assistant to our Partners.

Read more

Christopher Varlotta, CLU®, ChFC®, CFP®

Founder & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6609

cvarlotta@tidecreek-fg.com

Chris guides his clients to improve their financial behaviors and make better decisions to help them achieve long-term financial success. He is also responsible for leading the firm’s operations and strategic vision. 

Read more

Jules A. Klose, CFP® CRPC®

CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6626

jklose@tidecreek-fg.com

Jules works closely with his clients to better their financial situations and put them on track to reach their goals. He partners with his clients, ensuring they make the right decisions over time.

Read more

Justin Allen, CFP®

Financial Planning Operations & Paraplanner

(443) 492-6632

jallen@tidecreek-fg.com

Justin supports the Tide Creek financial planning team. With Justin’s assistance, we are able to better serve our clients and solve their problems more efficiently. 

Read more

Michael Havlik, CLU®, ChFC®, CFP®

Founder & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6577

mhavlik@tidecreek-fg.com

Mike creates custom financial plans that are tailored to his clients’ specific circumstances and goals. He is also responsible for the firm's operations and investment policy.

Read more

Michael A. Cammarata, ChFC®CFP®

Partner & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6564

mcammarata@tidecreek-fg.com

Mike strategically protects growing enterprises, attracts and retains key employees, grows the owner’s personal net worth, and plans for their life beyond the business. 

 

Read more

Miranda Neely

New Business & Wealth Management Operations

(443) 266-3488

mneely@tidecreek-fg.com

Miranda helps ensure that clients have the smoothest experience possible while setting up and maintaining investment accounts and insurance policies.  

Read more

Robert M. (Bob) Boyles, MBA

Client Service Representative

(443) 492-6616

rboyles@financialguide.com

Robert Boyles is a Husband and Father of Two, Veteran, Servant, and Leader. He is dedicated to enabling teams and individuals to achieve total mission success. As a proud Navy veteran, he serves mostly clients that are employed by...
Read more

Support Staff

Celina Fetanis

Client Communications & Experience

(443) 492-6563

cfetanis@tidecreek-fg.com

Celina is the main point of contact for Tide Creek. She ensures our clients needs are met—from the simplest of questions to the biggest of requests. Celina is also the Executive Assistant to our Partners.

Read more

Christopher Varlotta, CLU®, ChFC®, CFP®

Founder & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6609

cvarlotta@tidecreek-fg.com

Chris guides his clients to improve their financial behaviors and make better decisions to help them achieve long-term financial success. He is also responsible for leading the firm’s operations and strategic vision. 

Read more

Jules A. Klose, CFP® CRPC®

CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6626

jklose@tidecreek-fg.com

Jules works closely with his clients to better their financial situations and put them on track to reach their goals. He partners with his clients, ensuring they make the right decisions over time.

Read more

Justin Allen, CFP®

Financial Planning Operations & Paraplanner

(443) 492-6632

jallen@tidecreek-fg.com

Justin supports the Tide Creek financial planning team. With Justin’s assistance, we are able to better serve our clients and solve their problems more efficiently. 

Read more

Michael Havlik, CLU®, ChFC®, CFP®

Founder & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6577

mhavlik@tidecreek-fg.com

Mike creates custom financial plans that are tailored to his clients’ specific circumstances and goals. He is also responsible for the firm's operations and investment policy.

Read more

Michael A. Cammarata, ChFC®CFP®

Partner & CERTIFIED FINANCIAL PLANNER™ Professional

(443) 492-6564

mcammarata@tidecreek-fg.com

Mike strategically protects growing enterprises, attracts and retains key employees, grows the owner’s personal net worth, and plans for their life beyond the business. 

 

Read more

Miranda Neely

New Business & Wealth Management Operations

(443) 266-3488

mneely@tidecreek-fg.com

Miranda helps ensure that clients have the smoothest experience possible while setting up and maintaining investment accounts and insurance policies.  

Read more

Robert M. (Bob) Boyles, MBA

Client Service Representative

(443) 492-6616

rboyles@financialguide.com

Robert Boyles is a Husband and Father of Two, Veteran, Servant, and Leader. He is dedicated to enabling teams and individuals to achieve total mission success. As a proud Navy veteran, he serves mostly clients that are employed by...
Read more