Comprehensive Financial Planning

When you make informed decisions, you tend to achieve better results.  Seems simple enough, right?  But for many, making informed decisions around their finances is a daunting task and few can say with any degree of certainty where their path will lead.  

At Tide Creek, we know that good financial decisions are made with care and extend well beyond where and how to invest your money.  That’s why we believe so strongly in comprehensive financial planning. 

Our financial planning process can help to take the guesswork out of managing your finances and will show you the implications of your financial choices.  When you follow a plan, make educated, data driven decisions, and have someone hold you accountable, you increase the likelihood that you will achieve your goals in life.

Many prospective clients are surprised when we say they don't need to bring anything to our discovery meeting and shocked when we don't ask how big their IRA is within the first five minutes of meeting them. 

Because you are more than a balance sheet, our first priority is to get to know you, learn about your situation, and discover what you hope to accomplish through a relationship with us.  

Once we mutually decided that we are a good fit for each other, our team will begin to analyze and advice you on various areas of financial planning; including but not limited to:

• Cash flow and budgeting
• risk management and insurance
• asset accumulation and investments
• asset distribution and retirement
• asset transfer and estate planning
• "what-if" planning
• advice around major life decisions such as when to elect social security, retirement healthcare options, pension decisions and more.

It is crucially-important to understand that these areas of finance will impact one-another and should be viewed as a series of interconnected pieces, rather than stand-alone object. 

This broad perspective will help you understand your financial situation more completely and allow you to make the decisions that give you the best opportunity to achieve your goals.